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Zander Insurance Identity Theft Protection 2023 Review

ASR Rating

Expert Review

While Zander Insurance may not have the name recognition of other national brands, they’re still trusted by many to provide excellent coverage on health, disability, life, property and identity. They use white labeled services from ID Experts, meaning they’ve used their brand to sell another company’s services. Zander has done so because they trust ID Experts to supply their customers with valuable protection so they don’t have to worry about the hassles and emotional worry of identity theft. Their services focuses on restoring your credit and name after a breach, but there are proactive measures too.

What We Like

Zander’s ID protection product instills at the top of the page that no one can guarantee against identity theft, and this is true. Todd Davis of LifeLock famously had his social security number stolen when he decided to advertise it. As fast as technology advances, thieves are advancing at an even faster pace. These masterminds who should be devoting their services to government security are instead going after regular people just like you. The last thing you want to do when you’ve had something happen to you is take hours out of your day trying to resolve it. It’s not worth the time or hassle of calling off work, disconnected phone calls with long hold times, and the endless forms you’ll need to fill out for the police and to restore your credit cards.

Zander Identity Theft Protection wants to get you back to where you used to be before the breach, and they’ve pulled out all the stops to do so. Their services also include scanning the internet to see exactly where your information is located so problems can be detected before they become full-blown disasters. For $6.75 a month (or even less if you buy the annual plan), this is a very good deal.

What We Don’t Like

Their site states that they will provide access to your credit reports, opt out programs, fraud alerts and credit freezes. It does not state that it will do any of these things for you though, but rather just appears to give information about them. Credit monitoring is extremely important as it’s often the first place people will spot a discrepancy. It also gives you information about the hottest scams out there, but it can be difficult to keep up with all the ways criminals are trying to get to you. That’s why you have this service to begin with — so you can just live your life without worry. In the same vein, you get reminders about your credit reports 3 times a year as opposed to daily monitoring and alerts from the companies.

The Bottom Line

We’re not suggesting there isn’t a reason to understand how identity theft works as it seems that Zander ID Protection really wants to educate the consumer with their plans. The more informed you are, the more empowered you’ll be to make a difference when it comes to your own protection. There’s a lot this plan has to offer for such a low price in terms of getting you back on your feet. Zander Identity Theft Protection is honest about how they’re incapable of guaranteeing you won’t be a victim altogether and their realistic attitude should be appreciated rather than mocked. However, there does seem to be a lot of emphasis given to what will happen afterward rather than before.

How Zander Identity Theft Protection Works

Zander ID Protection Plans & Pricing

The plan is virtually the same with either family, individual, monthly and yearly pricing. The family pricing covers 2 adults and their dependents (up to age 25.) You may cancel within 14 days for a full refund (unless you’ve utilized the recovery services.) Yearly memberships will not receive any type of refund, even if you choose to cancel on day 15 of the service. Monthly memberships won’t pay out for partial months, but will discontinue billing for the remaining time.

ID Theft

  • Information Monitoring
  • Recovery Services
  • $1 Million Reimbursement Insurance
  • Stolen Funds Coverage
  • Child Information Scan (Family Plan Only)
  • Proactive Support with Tips to Combat Fraud
  • 100% Recovery Guarantee

Zander Identity Theft Protection Member Support

Zander gives this number, but does not state if its a 24/7 number or give accompanying hours. It’s likely, though not explicitly stated, that once you sign up with the service, you’ll receive an ID Experts line that is 24/7.

General Support: 1-800-356-4282

Zander Identity Theft Protection Additional Info

Zander the independent insurance brokerage has been around for over 80 years, and the company has developed their name based on offering honest and valuable services to the average citizen. One important thing to note is that identity theft is mentioned on their About page, which suggests that this is very much a priority for them. You certainly won’t find this information listed on a lot of companies that white label, because it’s more of an after-thought. For example, Costco will talk about their amazing discounts to families and companies on their History page, not their outstanding identity theft coverage.