EverSafe Identity Theft Protection 2023 Review

ASR Rating

Expert Review

EverSafe is a proactive financial defense network™ that protects seniors from fraud, identity theft and deceitful and unethical telemarketers by monitoring credit reports and financial accounts 24/7 and alerting members of any suspicious activity. EverSafe developed the first technology-based solution to thwart the various methods of financial abuse that target the elderly.

EverSafe provides financial protection and peace of mind to seniors and their families. The company protects older adults by scanning financial accounts daily and alerting members or their caretakers of suspicious activity like unauthorized transactions on credit cards and unusual account activity including cash withdrawals, missing deposits and changes in spending habits.

What We Like

EverSafe has been an Accredited BBB business since 2013 and has an A+ rating. There have been no BBB complaints filed against them.

Because elder financial exploitation is so prevalent in the world of identity theft and fraud, EverSafe focuses on helping seniors and their families. We like that members can assign trusted advocates (like their adult child or caretaker) to help monitor their accounts

making it stress-free for them. EverSafe offer read-only access that hides account balances so funds can’t be viewed or moved by their advocates allowing seniors added protection and privacy.

We also like the resources they have available for seniors and their families who are trying to protect them. The EverSafe eBook Series offer tips to having the difficult discussion with aging parents. EverSafe makes appearances across the country to speak at events and conferences related to aging and financial exploitation.

Another plus: their website is easy to navigate. It’s not overloaded with repeat content.

What We Don’t Like

Their base plan is pretty thin. Basically, it’s sole purpose is to monitor accounts based on a member’s financial activity. For $7.99/month, we feel that there should be a little more offered in terms of protection. However, this monitoring does offer seniors that little bit of confidence that they are being taken care of in the most basic sense.

There is no identity theft insurance coverage if personal expenditure is necessary when identity theft or fraud occurs.

The Bottom Line

EverSafe was created for older adults in order to monitor their financial accounts and protect them from financial abuse, which is an epidemic in America. Thier financial defence network helps detect unauthorized transactions on credit cards and unusual account activity (including cash withdrawals, missing deposits and changes in spending habits). They monitor credit reports looking for anything that indicates identity theft or fraud is taking place. Suspicious activity alerts are updated regularly and are based on personal financial history.


How EverSafe Works

To combat financial abuse of older adults, EverSafe uses a four-prong approach to stop exploiters in their tracks before savings are depleted.

Setup and Scanning

EverSafe has a relationship with thousands of financial institutions. Members can easily link bank, investment and credit card accounts to be reviewed for suspicious activity daily. Alert parameters are set to personal profiles, as well. Read-only access in the EverSafe Vault means that no account numbers are available to view and no money can be moved by the member’s advocates.

Identify Suspicious Activity

EverSafe is on guard 24/7 and will identify suspicious activity and abnormal patterns of financial activity like changes in spending habits, unusual charges, missing deposits and excessive withdrawals.

Alerts and Summaries

EverSafe members can either manage their account on their own or they can assign a family member or trusted advocate to assist them in monitoring of their financial information. When any suspicious activity is identified, an alert is sent to the member or their advocate.

Tracking and Resolution

Once red flagged, resolution of suspicious activity begins resulting in less exposure to additional risk and loss due the the speedy notification and recovery process.


EverSafe’s Plans & Pricing

EverSafe delivers “peace of mind at an affordable price with no contract required.” All accounts are billed monthly, and members can cancel at any time. Seniors age 60+ will receive a 15% discount.

EverSafe Essentials

Account Monitoring

  • 24/7 coverage
  • Daily financial account scanning (up to 5 accounts)
  • Unlimited family and trusted advocate support
  • Read-only access to financial accounts
  • Ability to hide account balances
  • Scan bank accounts, investments and credit cards
  • Track suspicious activity resolution

EverSafe Plus

Identity Theft and Account Monitoring

  • 24/7 coverage
  • Daily financial account scanning (unlimited)
  • Credit report scanning (1)
  • Monthly credit report (1 bureau)
  • Identity theft monitoring
  • Suspicious activity alert
  • Unlimited family and trusted advocate support
  • Read-only access to financial accounts
  • Ability to hide account balances
  • Scan bank accounts, investments and credit cards
  • Track suspicious activity resolution

EverSafe Gold

Identity Theft and Account Monitoring

  • 24/7 coverage
  • Daily financial account scanning (unlimited)
  • Credit report scanning (2)
  • Monthly credit report (2 bureaus)
  • Monthly credit score
  • Identity theft monitoring
  • Suspicious activity alert
  • Unlimited family and trusted advocate support
  • Read-only access to financial accounts
  • Ability to hide account balances
  • Scan bank accounts, investments and credit cards
  • Track suspicious activity resolution

EverSafe Vault: A place to store encrypted and safeguarded personal information.


EverSafe Customer Service

For customer support, visit EverSafe’s contact us page and fill out their form, email info@eversafe.com or call their general support phone number.

Normal business hours: M-F 9am-5pm ET

Cancellation Policy

All billing takes place monthly so members can cancel at any time by emailing customercare@eversafe.com

General Support: 1-888-575-3837